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The Business Ledger Built for Small Businesses

Kila Shilingi.
Kila Mkopo.
Daima Nakumbuka.

MamasLedger is the first customer-confirmed ledger for small businesses, anywhere in the world. Every credit sale is confirmed on SMS or WhatsApp, so you and your customer always agree on the balance.

  • Record every sale in seconds
  • Track stock, cash, credit, and payments
  • See how your business is performing at a glance

No credit card. No laptop. Works on any Android phone.

Food vendor using MamasLedger
Grace confirmed
KES 350 · Ugali + Maziwa
Payment received
KES 1,200 via M-Pesa
100+
Vendors joined
50,000+
Meals tracked
KES 5M+
Credit managed
98%
Confirmation rate

Sound familiar?

Unafahamu haya?

Every small business owner in Kenya has lived these moments. You shouldn't have to keep living them.

"My notebook is full but I don't know what I made."

When transactions are spread across pages, you can't see the real picture. MamasLedger gives you live totals, always.

"Customer says they don't owe that much."

Without proof, it's your word against theirs. With MamasLedger, every order is confirmed by the customer themselves.

"I gave credit and they just stopped coming."

Loyalty points and automatic reminders encourage customers to keep coming — and keep paying. Loss becomes repeat business.

Everything you need

MamasLedger Solves It All

Digital Ledger

Record every transaction in under 10 seconds. No more scribbled notebooks, crossed-out names, or end-of-month guessing.

WhatsApp & SMS Confirmation

Your customer gets a message the moment a transaction is complete, whether in cash or on credit. They confirm. You have proof. No more "Sikujua."

Dispute Protection

When a customer says the amount is wrong, there's a trail. Raise a dispute, resolve it fairly — with records on both sides.

Real-Time Balances

See who owes what, at any moment, from your phone. Know your total outstanding credit without lifting a pen.

Customer Profiles

Each customer gets a private portal. They see their own tab, transaction history, and loyalty points (if enabled) — plus a shop where they can order remotely — building trust on both sides.

Works on Any Smartphone

No laptop. Just open the web app on your Android, register once, and start recording.

Simple by design

Up and running in minutes

01

Record a Sale in 10 Seconds

Select your product items, pick the customer, or add one, tap on their payment mode, or "On Credit." Done. The balance updates instantly.

Even works offline — syncs when you're back online.

02

Customer Gets Notified Instantly

A WhatsApp or SMS goes to your customer: "Grace, your ugali + nyama today was KES 250. Your tab is now KES 750."

No more end-of-month surprises for either side.

03

Customer Confirms. You're Protected.

They tap "Confirm" on their private portal if the transaction is on credit. That transaction is locked — confirmed, timestamped, undeniable.

Disputes? Both sides have proof. Resolve them fast.

A tool that speaks your language

In Swahili. In Shillings.
Built for your stall.

MamasLedger is fully available in Kiswahili and English. Your customers get messages in the language they prefer. You get a dashboard that makes sense to you — not to a bank, not to a software engineer.

Record sales offline — syncs automatically
Free to start — no hidden charges
Your data stays private and secure
Runs on any Android smartphone
MamasLedger — Sajili kikosi chako
"Nilikuwa napoteza karibu KES 3,000 kila mwezi kwa mkopo ambao haukurudi. Sasa najua kila shilingi, na wateja wangu wanajua pia."
M
Mama Grace
Food Vendor, Githurai 45, Nairobi

Simple pricing

Start free. Grow with us.

Register your stall or shop today at no cost. Premium features coming soon — you'll only pay when you see real value.

Free
to get started
Unlimited credit recording
WhatsApp & SMS notifications
Customer portal
Dispute management
Loyalty points
Register Your Stall

Bure Kabisa

Anza leo. FREE.

Register your shop in 2 minutes. No laptop, no fees, no setup hassle.